• Business Loan

    Flexible payment schedule – Individual, adjusted to your revenues

  • The consumer loan

    Flexible payment schedule – Individual, adjusted to your revenues.

  • Agro loan

    Loan Amount – considering of hazelnut harvest / family revenues.

  • Mortgage Loan

    Payment schedule – considering of family incomes (salary, income from business, rent, money transfer)

  • Car pawnshop with driving permission

    Payment of the principle The gradual reduction of the principle amount of the loan is possible (interest is accrued to the remaining principle and not the initial amount of the loan)

Training in Anaklia

On August 2-3, 2014, training of the MFO "Swiss-credit" staff was held in Anaklia.
The subject matter of the training was: "Microfinance Loan Products Design, Competitiveness and Life Cycle".
Mr. Ali Riza Kizildag, the founder of the Microfinance Organization (MFO) "Swiss-Credit" participated in the training.

Hazelnut program - "continuous chain of Georgian hazelnut delivery"

From May 2012, MFO "Swiss-Credit" has been involved in the unique project - "Georgian Hazelnut Sustainable Supply Chain ", which includes hazelnut farmers' associations, hazelnut processing companies, Georgian and foreign business companies and NGOs

Conference - "Business or Development? Time to choose"

Mr. Ali Riza Kiziladg, the  founder of "Swiss-Credit" and Mrs. Darejan Silagadze, the director of the organization, participated in the 15th Conference of Microfinance Organizations on May 29-30, 2012. The conference  was held  at the hotel "Sheraton Metekhi Palace" in Tbilisi.
The subject matter of the Conference was: "Business or Development? Time to choose”.

Global Microfinance Forum

On March 19-20, 2015 Mrs. Derejan Silagadze, director of "Swiss-Credit", Mr. Levan Kvitsaradze,  Manager of the Crediting Group  and Ms. Teona Giorgadze, the Lawyer, participated in the 11th annual Global Microfinance Forum held in Istanbul and organized by Czech company "Uniglobal".

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Hazelnut Program


The main strategy of the microfinance organization “Swiss-Credit” for next 5 years is the improvement of its share on the agricultural loans’ market in Georgia. The main accent to this direction made on the regions of hazelnut producing in Georgia.

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Contact Us

4600, Pushkini st.#9, Kutaisi, Georgia.
+995 431 25 90 90
+995 431 25 91 91





The Founding Partner and owner of 89% of MFO “Swiss-Credit” shares, he is also Head of Supervisory Board of the company. Since 2009, Mr. Ali Riza Kizildag presents a big group of European investors in Georgia.